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Soft Market Strategies


Market data indicates that commercial property/casualty insurance prices are flat or falling. Cheaper coverage provides immediate benefits to corporations and their risk managers, as they can simply insure their exposures to less money. But developing a strategy to take full advantage of a soft market and prepare for the next turn in the market cycle requires a more nuanced approach. Risk managers, their advisers and ultimately their executive managements need to ask themselves key questions, such as: Should the savings be pocketed or invested to improve long-term risk management? Is now the time to buy higher limits, expand coverage or buy policies to cover emerging risks? And where do existing or new captives fit into the strategy?

This latest white paper from Business Insurance answers those questions and many more to help risk managers and their business partners take full advantage of the changes in the insurance market before the pricing pendulum swings back in favor of insurers. Included in the white paper are data detailing the extent of pricing falls and the financial state of the industry as well as key takeaways from industry experts on how to use lower insurance rates to make long-term risk management gains.

See a sample.